Your UK Arrival Checklist: Banking, National Insurance, and GP Registration
Arriving in the UK is exciting — but it also comes with a series of essential administrative tasks. Completing the following three steps will help you truly settle in and start your student life smoothly.
1. Opening a Bank Account: Your Financial Foundation
Choosing a Bank
Student-friendly banks in the UK include Barclays, HSBC, Lloyds, and Santander.
When choosing, compare student account benefits such as:
No monthly fees
Interest-free overdrafts
Railcard or student discounts
Required Documents (usually)
Passport
BRP card (collected after arrival in the UK)
A bank letter from your university confirming your student status and address (issued by the Student Services Centre)
Proof of address (sometimes the bank letter is sufficient)
Process
Book an appointment (online or in-branch) → attend with your documents → complete the application.
Your account details and debit card are typically sent separately within 1–2 weeks.
2. National Insurance Number: Your “Work Permit” for Employment
What is a National Insurance (NI) Number?
It is the UK equivalent of a tax identification number and is required for legal employment.
When to Apply
You can apply before securing a job, as the process may take several weeks.
How to Apply
Call the NI application hotline: 0800 141 2075
Follow the automated prompts to verify your basic information
You will be informed whether an in-person interview is required
If an interview is needed, you will receive a letter with details. Attend the appointment at Jobcentre Plus, bringing:
Passport
BRP card/Evisa
Proof of address
Your NI number will be sent to you by post.
3. Registering with a GP: Your Gateway to Healthcare
What is a GP?
A GP (General Practitioner) is your first point of contact for non-emergency medical care in the UK.
How to Register
Visit the NHS website and enter your postcode to find nearby GP practices
Choose a practice and complete the registration form (GMS1) online or in person
Submit your passport, BRP card, and proof of address
Once registered, you will receive an NHS number.
Important Notes
Most NHS services (GP visits and prescriptions) are free after registration
Dental and optical services require separate registration and may not be free
Recommended Order of Action
Within your first week in the UK:
1. Obtain a bank letter from your university
2. Book and attend a bank account appointment
3. Apply for your NI number by phone
4. Register with a GP practice
By handling these administrative tasks early and efficiently, you can focus on your studies — and start exploring life in the UK with peace of mind.